Discussions within the trader community have highlighted growing anxiety regarding traditional bank account freezes ('bans') associated with the use of certain crypto-backed credit cards. Specific concerns have been raised around services like Tria, with users fearing that interacting with these entities could trigger compliance flags at major banks. Participants expressed worry that such banking bans could negatively impact personal credit scores and eligibility for loans, such as mortgages. Some users noted that while major international cards like Amex remain safe, niche crypto-native cards might carry higher risks. The sentiment suggests a cautious approach, with traders advising against linking primary bank accounts to experimental crypto payment solutions to avoid potential financial isolation.